Our new mortgages. Great news if you want to get moving.

At Places for People, we know just how difficult it can be to buy a home right now.

Getting a mortgage, raising the necessary deposit, these things are incredibly difficult in the current climate.

And it couldn't be more frustrating, because they prevent you buying your own home.

That’s why we’ve introduced our own mortgages – available on a selection of Places for People properties. They are particularly attractive because we allow you to borrow up to 100% of the price of your new home.

This means that you don’t need a deposit and you don’t have to wait any longer to buy your own home. Ideal for first time buyers.

However, if you do have a deposit, that’s great. You can still take out a Places for People mortgage for the amount that you need to borrow.

Plus, afford a great deal more.

One of the benefits of our new mortgage is that it can be taken out together with our Equity Loan which lets you borrow up to 30% of the price of your new home.

In other words you would need a mortgage for only 70% of the price of your property – an incredible offer, potentially bringing your dream home within your reach.

Speak to a sales advisor or pick up a leaflet to find out more about our Equity Loan.

No penalties if you decide to pay off your mortgage early.

With some mortgages, there can be some fairly hefty penalties should you wish to pay off your mortgage early.

We have no early redemption penalty, just a modest administration fee of £140.

Other than that there are no charges or penalties if you decide to pay off your mortgage before the agreed term. This is a real advantage should your plans change once you’ve taken out your mortgage – and let’s face it, plans and circumstances can change – there’s the peace of mind knowing that you can pay off your mortgage whenever it suits you.